Account Inquiry - Transfer to Bank

Specification

The Following tabel is spesification for this API :

API Name	Account Inquiry - Transfer to Bank
Function	This API is used for merchant to do inquiry Bank account info via Paydia Bisnis
Service Code	42
Method	POST
URL	/snap/v1.0/emoney/bank-account-inquiry
Accept	application/json
Content Type	application/json
Related Service	Transfer to Bank

Request

The following part will be describe about parameter of request in this API:

Request Parameter

The following table is a list of request parameter in this API:

Header

The following table is Header of Request Parameters :

No	Name	Type	Length	Required	Condition	Remarks
1	Content-Type	String	Variable, 127 max	Mandatory	-	Content type, value always application/json
2	Authorization	String	Variable	Mandatory	-	Contains B2B Bearer JWT Token, you've got it from Access Token B2B
3	X-TIMESTAMP	String	Fixed, 25 max	Mandatory	-	Transaction date time, in format YYYY-MM-DDTHH:mm:ss+07:00. Time must be in GMT+7 (Jakarta time)
4	X-PARTNER-ID	String	Variable, 36 max	Mandatory	-	ID for partner was generated by Paydia. Unique ID for a partner
5	X-EXTERNAL-ID	String	Variable, 36 max	Mandatory	-	Unique messaging reference ID generated by merchant. Numeric String. Reference number that should be unique in the same day
6	CHANNEL-ID	String	Variable, 5 max	Mandatory	-	Device identification on which the API services is currently being accessed by the end user (customer)
7	X-SIGNATURE	String	Variable	Mandatory	-	Signature need to be generated with Symmetric Signature method

Body

The following table is a body of request parameter:

No	Name	Type	Length	Required	Condition	Remarks
1	partnerReferenceNo	String	Variable, 64 max	Mandatory	-	Unique transaction identifier on partner system which assigned to each transaction
2	beneficiaryAccountNumber	String	Variable, 32 max	Mandatory	-	Destination account number
3	amount	Money	Variable	Optional	-	Contains two sub-fields: Value: Transaction amount, including the cents Currency: Currency code based on ISO
4	additionalInfo	JSON Object	Variable	Mandatory	-	Additional information
5	additionalInfo.beneficiaryBankCode	String	Variable, 8 max	Mandatory	-	Additional information of beneficiary Bank code

Request Sample

The following script is a request sample of this API:

POST /snap/v1.0/emoney/bank-account-inquiry 
X-TIMESTAMP: 2024-08-02T23:08:18+07:00
X-PARTNER-ID: 4abbcb6ce30229994c76169006e0dc9c
X-SIGNATURE: wDDkmyZ7Qa02pUKOGLYaASLW8nJ+uY/iQPnzbIalOisgxuRYVVW2Cx4CilB9f9BS4x0A0dKqIp3DEKCMCoPrHQ==
X-EXTERNAL-ID: 1722614914
CHANNEL-ID: 636
Content-Type: application/json
Authorization: Bearer eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJpc3MiOiJQYXlkaWEiLCJpYXQiOjE3MjI2MTQ4OTIsImV4cCI6MTcyMjcwMTI5MiwiZGF0YSI6eyJlbnYiOiJwcm9kdWN0aW9uIn19.l_To-VKXxMqP_fcls6D0JbaLeJX_a1Oq6h59EauNK1s

{
    "partnerReferenceNo": "ca901922-9406-43c2-a4e9-04a0266c0e91",
    "beneficiaryAccountNumber": "3647075923",
    "amount": {
        "value": "12000.00",
        "currency": "IDR"
    },
    "additionalInfo": {
        "beneficiaryBankCode": "014"
    }
}

Response

The following part will be describe about parameter of response in this API:

Response Parameter

The following table is a list of response parameter in this API:

Body

The following table is a body of response parameter:

No	Name	Type	Length	Required	Condition	Remarks
1	responseCode	String	Fixed, 7 max	Mandatory	-	Refer to response code list
2	responseMessage	String	Variable, 150 max	Mandatory	-	Refer to response code list
3	referenceNo	String	Variable, 64 max	Optional	-	Transaction identifier on Paydia
4	partnerReferenceNo	String	Variable, 64 max	Mandatory	-	Unique transaction identifier on partner system which assigned to each transaction
5	beneficiaryAccountNumber	String	Variable, 32 max	Mandatory	-	Beneficiary account number
6	beneficiaryAccountName	String	Variable, 64 max	Mandatory	-	Beneficiary account name
7	beneficiaryBankCode	String	Variable, 8 max	Mandatory	-	Beneficiary Bank code
8	beneficiaryBankName	String	Variable, 25 max	Mandatory	-	Beneficiary Bank name
9	amount	Money	Variable	Optional	-	Amount. Contains two sub-fields: Value: Transaction amount, including the cents Currency: Currency code based on ISO
10	additionalInfo	JSON Object	Variable	Mandatory	-	Additional information
11	additionalInfo.balance	Money	Variable	Mandatory	-	Additional information of merchant's balance. Contains two sub-fields: Value: Transaction amount, including the cents Currency: Currency code based on ISO

Response Sample

The following script is a response sample of this API:

{
    "responseCode": "2004200",
    "responseMessage": "Successful",
    "referenceNo": "d2d2e3ba-9e22-471e-9c09-fe79905a803b",
    "partnerReferenceNo": "ca901922-9406-43c2-a4e9-04a0266c0e91",
    "beneficiaryAccountNumber": "3647075923",
    "beneficiaryAccountName": "Putri Padmasari",
    "beneficiaryBankCode": "014",
    "beneficiaryBankName": "BANK BCA",
    "amount": {
        "value": "12000.00",
        "currency": "IDR"
    },
    "additionalInfo": {
        "balance": {
            "value": "19787531.00",
            "currency": "IDR"
        }
    }
}

Response Code and Message

The following table is the list response code and message of Account Inquiry API:

No	Response Code	Response Message	Remarks
1	2004200	Successful	Success to be processed
2	4004201	Invalid Field Format	Invalid format for certain field
3	4004202	Invalid Mandatory Field	Missing or invalid format on mandatory field
4	4014200	Unauthorized. [reason]	General unauthorized error
5	4014201	Invalid Token (B2B)	Invalid or Expired Access Token
6	4034201	Feature Not Allowed	Feature Not Allowed
7	4044203	Bank Not Supported By Switch	Bank not supported by switch
8	4044211	Invalid Account	Destination account invalid
9	4094200	Conflict	Cannot use same X-EXTERNAL-ID in same day
10	4094201	Duplicate partnerReferenceNo	Duplicate partnerReferenceNo
11	5004202	Backend system failure	500 internal server error